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Fair Housing Rules for Real-Estate Lead Follow-Up

HUD 24 CFR 100.75 covers written and oral statements, and 100.70 bars steering. How to keep first-touch texts, calls and ads compliant.

The short answer

When you follow up on a real-estate lead, the Fair Housing Act applies to what you say and write. HUD's rule at 24 CFR 100.75 makes it unlawful to make or publish any notice, statement, or advertisement about selling or renting a dwelling that indicates a preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin. It covers written and oral statements by anyone engaged in selling or renting a dwelling. A companion rule, 24 CFR 100.70, bars steering, meaning nudging buyers toward or away from neighborhoods because of those characteristics. Your first call, text, or email to a new lead is covered.

What HUD's rules prohibit

From §100.75:

  • Statements and ads that show a preference or limitation based on a protected characteristic, written or oral. HUD's examples of written notices include applications, flyers, brochures, signs, and "any documents used with respect to the sale or rental of a dwelling."
  • Using words, phrases, photographs, illustrations, symbols, or forms that suggest a home is or isn't available to a particular group.
  • Expressing such a preference to agents, brokers, employees, or prospective sellers.
  • Choosing media or locations for ads in a way that denies part of the market information because of a protected characteristic.

From §100.70(c), unlawful steering includes:

  • discouraging someone from looking at or buying a home because of their protected characteristic, or that of people living in the neighborhood;
  • exaggerating drawbacks, or not mentioning desirable features, for the same reason; and
  • telling a buyer they wouldn't be "comfortable or compatible" with existing residents because of a protected characteristic.

And §100.80 bars giving false information about whether a home is available because of a protected characteristic.

Where lead follow-up goes wrong

These are scenarios to train against, not real cases:

  • Answering "what's the neighborhood like?" with talk about who lives there. Point to objective sources the buyer can check, such as listing data, maps, and school district websites, and let them decide.
  • Assumptions about families. "This one's probably not for you with kids" can be a familial-status problem. Share the facts about the home and let the buyer choose.
  • Ad targeting or templates built around protected traits. §100.75(c)(3) covers how media and locations are chosen, not just the words.
  • Seller instructions. If a seller says they'd prefer not to sell to a particular group, the rules cover expressing that preference to agents. Escalate to your broker; don't carry it into your follow-up.

A fair-housing first-touch checklist

This is a summary of federal regulations, not legal advice. Texas has its own fair housing law, and your broker and counsel are the right reviewers for scripts and ads.

How TX Lead Forge fits in

Real-estate leads through TX Lead Forge are exclusive, and so are roofing leads. Automotive seller enquiries are competing offers: a seller may hear from more than one dealer, so contact them promptly and respectfully. Lead-quality issues are reviewed case by case; we don't invent refund or credit policies. Learn more about automotive leads.

Bottom line

HUD's Fair Housing rules cover every statement you make while following up on a real-estate lead, spoken or written, including how you target ads. Describe homes rather than neighbors, answer neighborhood questions with objective sources, and treat every lead the same.

Looking at lead sources? Ask about exclusive real-estate and roofing leads, or competing auto seller enquiries, through TX Lead Forge.

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